Selling a home in Katy, Texas: pricing, costs and the 2026 market

Selling a home in Katy in 2026 means pricing realistically in a balanced market. Katy has shifted from a strong seller's market to what the Houston Association of Realtors calls a "moderately balanced market with a slight buyer advantage": median sale prices around $350,000 to $370,000 depending on the source, homes averaging roughly 41 to 55 days on market, and more listings closing at or slightly below list price than over. This guide covers what that means for your price, what you will actually pay to sell, the disclosure form Texas law requires, and the geography that makes every Katy sale slightly different.

The 2026 Katy market for sellers, in dated numbers

Every figure below carries its source and date, because market statistics differ by source and geography. The short version: inventory is at multi-year highs, days on market are rising, and price growth has flattened.

• Median sale price: about $350,000 over the last three months, up 1.4% year over year, per Redfin with data as of September 2026. HAR.com's Katy price trends put the September 2026 median at $370,000, down from $380,000 in August and $385,000 in July.
• Days on market: about 41 days for active listings in September 2026 per HAR.com (up from 36 in August and 30 in July); Redfin reports roughly 44 days to sell over the last three months. HAR's Summer 2026 update pegged the average closer to 55 days, up from 43 days a year earlier.
• Months of inventory: about 4.1 months in the Katy-Southwest market per HAR's May 2026 update, a balanced market rather than a seller's market. Listings are up roughly 13% year over year.

For the complete sourced table, see the 2026 market update post and the market data page, both of which label every figure with its source and date.

Price it right, because the market no longer does it for you

In 2026, Katy homes have generally sold at or slightly below list price. Opendoor data from May 2026 shows homes closing at about 98.1% of list price, and Realtor.com data from the same month shows roughly 99% of asking. Some 2026 analyses note that over 35% of listings have seen a price drop. The exception is micro-areas: Realtor.com reported a sales-to-list ratio around 102% in ZIP 77450, so a well-priced listing in a desirable community can still draw competition.

The practical takeaway is that an overpriced Katy home now sits longer and often sells for less than a realistically priced one. A current comparative market analysis of your exact street, phase and school zone beats any city-wide article, including this one. Carol pulls address-specific CMAs on request, and you can request a free home-value consultation for your property.

What sellers actually pay in Texas

Texas has no transfer tax, which keeps seller costs on the lower end, but sellers still typically pay between 6% and 10% of the sale price (some sources put the range at 5% to 8%). The largest item is the real estate commission, commonly 5% to 6% split between the listing and buyer's agents. For a home selling around $350,000, commission alone runs roughly $17,500 to $21,000. Beyond commission, sellers cover title costs (the owner's title policy, escrow fee, deed and document preparation, notary), prorated property taxes, and any buyer concessions or repair credits negotiated in the contract. A traditional Katy sale typically takes 45 to 75 days from listing to close.

The disclosure form you must sign

Under Texas Property Code section 5.008, sellers of a previously occupied single-family home must give the buyer a written Seller's Disclosure Notice, using the standard form published by the Texas Real Estate Commission. It covers known material defects, structural condition and the condition of major systems, and it must be delivered on or before the effective date of the contract. If it is provided late, the buyer may have the right to terminate the contract. This is a legal requirement, not a marketing choice, and an experienced listing agent will make sure it is handled correctly and on time.

Know which "Katy" your home is in

The word "Katy" covers three different things, and each matters when you sell. The City of Katy is a small incorporated town. Greater Katy is the much larger unincorporated Harris or Fort Bend County area that carries a Katy address. And Katy ISD is a school district whose boundaries do not match either the city limits or the postal "Katy" label: a Katy address can be zoned to Lamar CISD or Royal ISD, and some homes inside Katy ISD carry a different city name. Buyers care intensely about the school zone, so have your exact address verified before you list. The school zoning guide explains how to confirm any address.

Taxes matter too. Many Katy-area master plans sit in Municipal Utility Districts, or MUDs, that fund water, sewer and drainage infrastructure, and a MUD tax can push the total effective rate above the county average. A buyer's lender will look at the full tax picture, so gather your current tax statement and any MUD information before you price the home.

Prep, timing and a clean listing

In a market where over 35% of listings see price drops, the homes that sell closest to (or above) list price are the ones that photograph and show well. That means curb appeal, a few targeted repairs, decluttered rooms and honest disclosure of anything you know is wrong. Timing also matters: Katy's family-heavy buyer pool is busiest in the late-spring and summer months around the school year, though well-priced homes sell in every season.

Ask Carol: sell with a local broker

Carol Jukes, Broker/Owner of Realty Pros of Texas, has spent decades helping Katy sellers price, prepare and negotiate in every kind of market, and she has built her business on referrals and repeat clients. She can pull a current comparative market analysis for your exact home, walk you through the disclosure and tax paperwork, and negotiate the best terms in a market that now rewards realistic pricing. Call (832) 212-2772 or send a note through the contact page. For the full picture of the listing process and how Carol markets a home, see the selling in Katy page.